Branch offers a self-service tool to streamline 1099 form filing for your organization. This tool allows you to:

• Verify and complete worker information.
• Submit filings to tax entities.
• Correct or access forms after submission.

You can also add earnings paid outside of Branch and file 1099 forms for workers who use Branch Direct or haven’t downloaded Branch at all.

Below is an overview of the steps to ensure your 1099 filings are completed accurately and distributed by the IRS deadline of February 2nd.

Steps to File 1099 Forms

1. Submit Business Information

Once the 1099 tax filing service is enabled for your organization, navigate to the new 1099 Taxes page under the Organization tab in Pay Admin. Click Get Started to submit your business information, including your Company Name and Tax Identification Number (TIN).

This information will appear on all 1099 forms and must be verified with the IRS to proceed. You’ll only need to complete this step once, unless your business information changes. 

2. Correct TIN Verifications

Through our partner Zenwork, Branch automatically verifies workers’ names and EINs or TINs with the IRS for those who have a Branch Wallet. If a verification fails, your organization will need to correct the information and resubmit. 

Use the Filing Status -> Not Ready filter to easily identify workers who exceed the IRS filing threshold, according to information you’ve provided, but who don’t have a matched TIN in our system

Corrections can be made in bulk or individually, but ensuring workers have verified TINs is the best way to avoid penalties from the IRS. By default, only workers with verified TINs will have forms submitted, but forms can be filed for workers regardless of TIN status if you choose to override the default. 

3. Provide Missing Form Details

If some workers lack the required information for a 1099 form, you can add the missing details via a CSV upload process. This is particularly useful for workers who:

• Are paid through Branch Direct.
• Were paid outside of Branch.
• Closed their Branch Wallets before their details were stored.

Required details include:

• Full name.
• EIN or TIN.
• Address.
• Worker email addresses (for form distribution).

Important to Note:

• Workers must be added to your roster before submitting their tax details.
• If you're experiencing issues uploading new data, check out the Managing Worker Tax Details and Special Filing Scenarios article for common CSV upload errors and troubleshooting tips.

Starting January 6, 2026:

4. Review Payouts for Accuracy

By January 6th, 2026, Branch payouts for 2025 will be finalized. 

You should:

• Download a CSV from the 1099 Taxes tab to review payout totals.
• Update non-Branch payouts to ensure earnings are accurate.
• Alert Branch Support of any discrepancies.

Use the Upload Records option to make changes as needed. 

5. Submit Filings

Once all worker information and earnings are confirmed, submit your 1099 filings. Forms will be queued for filing with the IRS and once filed, they will be distributed to workers via email.

Important Deadlines:

• Submit filings no later than January 29th to meet the IRS distribution deadline of February 2nd, 2026.
• The IRS typically has a filing freeze until mid-January, so forms submitted during this time will not be processed.

Post-Filing Steps

6. Process Corrections

If corrections are needed after filing, make updates directly from the 1099 Taxes tab. Branch will automatically:

• Submit an updated filing to the IRS.
• Distribute updated forms to workers.
• Void the original form if necessary.

7. Download or Resend Forms

You can download individual 1099 forms or resend them to workers from the 1099 Taxes tab. For bulk downloads of all forms, please contact Branch Support. 

Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.