Effectively managing worker tax details is essential to ensuring your 1099-NEC/K filings are accurate and compliant. This guide covers how to review and adjust worker earnings, handle special filing scenarios, and apply corrections when necessary.

Reviewing Worker Tax Details

Review Earnings for Accuracy

• Use the Download button in the upper-right corner of the 1099 Taxes page to export a CSV of your workers’ 1099-NEC/K tax form details, including earnings.
• Earnings are automatically calculated for payouts that your organization sent through Branch. You can add non-Branch payouts to the CSV before uploading updates.

Note: We recommend waiting until the new year to review worker earnings, as 2025 payouts won’t be finalized until then. However, you can add non-Branch payouts at any time.

Check Individual Worker Details

• To review a specific worker’s tax details, click the three dots next to their name and select Edit Tax Details. This allows you to view and other 1099-NEC/K form fields.

CSV Upload Troubleshooting

If you encounter issues while uploading a CSV file, follow these troubleshooting steps:

1. Verify Worker IDs

   • Ensure the worker ID in your CSV matches an existing record in your roster.
   • If not, add the worker to your roster and wait for their details to populate in the 1099 Taxes tab. Then, download a fresh CSV.

   Note: Programs like Numbers may remove leading zeros from worker IDs or zip codes. To avoid this, use Excel or a plain text editor to open the CSV.

2. Check Compensation Formatting
   • Ensure that amounts in the Non-Branch compensation column are formatted in cents. For example, $32.00 should be entered as 3200.
3. Ensure Correct TIN Formatting
   • The TIN (Taxpayer Identification Number) must be formatted as a 9-digit number or the value MATCH.
4. Allow Time for Updates to Reflect
   • After uploading, give the system a minute or two to process updates.
   • For larger files, you may need to refresh the page to see changes reflected in the 1099 Taxes tab.
5. Preserve CSV Headers
   • Ensure that all column headers from your original CSV download are included and unchanged in your upload.

Adjusting Worker Earnings

Adjust Earnings in Bulk

1. Download the existing CSV file from the 1099 Taxes page.
2. Add or update earnings in the Non-Branch Payouts column (Branch payouts are auto-calculated and cannot be edited).
3. Re-upload the updated CSV using the Upload Records option.

Adjust Individual Worker Earnings

• Click the three dots next to a worker’s name and select Edit Tax Details. Update their non-Branch payouts to adjust their total earnings.

Note: Total earnings on the 1099-NEC/K form will include both Branch and non-Branch payouts.

Adding and Managing Worker Records

Workers Missing from the CSV

• Ensure the worker is added to your organization’s roster. Workers who aren’t in the roster won’t appear in the CSV download.

Workers No Longer with Your Organization

• Workers who were active on your roster during the year will appear in the 1099 Taxes tab, even if they no longer work with you. This ensures all qualifying earnings are filed correctly.

Filing for Workers Without a Branch Account

1. Add the worker to your roster.
2. Complete their tax details using the Edit Tax Details option or through a CSV upload.
3. Verify that the worker’s TIN matches successfully.

Applying Corrections to Filed Forms

Correcting a Submitted Form

• If a form is in Filed or Accepted status, you can apply corrections:
  1. Click the three dots next to the filing and select Correct Form.
  2. Update the necessary fields and click Submit.
  3. The corrected form will be automatically resubmitted to the IRS.

Handling Payout Reversals

• Before Filing: If you haven’t yet submitted forms, our system will include any reversals into the calculation for Branch payouts in the relevant year. After doing the reversal, we’d recommend reviewing payout totals again before submitting your forms. 
• After Filing: If your forms are already queued or filed with the IRS, you will need to submit corrections in order to update the payouts on your forms. This needs to be done for each individual form that needs a correction. It can’t be done in bulk.

Additional Notes on Worker Tax Details

TIN Verification Fails

• A mismatched TIN verification indicates the SSN and full name or business name and EIN do not match IRS records. Double-check the worker’s name and TIN for accuracy.

Why ITINs/SSNs Aren’t Visible

• For security reasons, Branch cannot display previously submitted TINs. You’ll need to re-enter the information if updates are required.

Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.