đź’ˇ Does this article apply to your company?
Branch offers two On-Demand Pay models: Flex and Payroll-Integrated. This guide covers advances for organizations on the Payroll-Integrated model. Your organization is on the Payroll-Integrated model if:
- Your company sends Branch time and attendance or gross earnings data, so advance eligibility is calculated from hours already worked.
- Advances are repaid through payroll deduction or a direct deposit pullback.
If your organization doesn't match these criteria, you may be on the Flex model instead, and some of the steps below may not apply. Reach out to your Branch account team for guidance on your configuration.
You can block a worker from taking On-Demand Pay in Pay Admin without removing them from your organization.
- Under the Organization tab navigate to the Workers table.
- Using the search bar, locate the worker's name on the roster.
- Click their entry to view their account details.
- Under the "On-Demand Pay" section, click on the toggle switch next to "Take Advances."
- Note: When advances are allowed for a worker, the toggle switch moves to the right and is blue in color.
Important to note:
- By default, all workers in an organization are allowed to take advances.
Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.