Yes, minors at participating enterprises can be granted access the Branch mobile app and debit card!
Key points about minors utilizing Branch:
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Minors are defined as individuals who are ages 14-17.
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Minors receive a free deposit account through Branch (just like accounts for adults).
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Wages are direct deposited into their Branch account.
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Account and Routing numbers are not visible to the minor in their Branch app.
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Certain account information is only visible to employer for security.
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Minors can use Earned Wage Access (a.k.a., EWA, Advances or On-Demand Pay) as long as this feature has been enabled for your Organization.
- No parental or guardian sign-off required!
Important Sign-Up Info for Minors:
- To allow minor accounts for your organization, this setting must be enabled.
- Please contact your Customer Success Manager or Account Manager to enable EWA for minors at your organization.
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When creating a minor account, an acceptable form of ID must be submitted. Acceptable forms of IDs minors may submit include:
- Student IDs
- Birth Certificates
- Social Security cards
- Drivers’ permits
- Use the "State ID" option during enrollment regardless of the document they are submitting.
- All requests for a new minor account are manually reviewed. This review process can take several business days to complete.
Important to Note:
- The information in this article only pertains to the creation and management of minor accounts within Branch.
- If you need further assistance or information, please reach out to your Account Manager, or submit a request to our Admin Support team. We're happy to help!
Related Articles:
Worker Resource:
Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.